| Savings
|
| Type of Deposit | Minimum Amount to Open Account | Minimum Balance to Earn APY | Interest Rate % | Annual Percentage Yield % (APY) | Compounding Frequency |
| Savings Account | $100.00 | $0 | 0.050 % | 0.05 % | Quarterly |
| Minor Savings | | | 0.050 % | 0.05 % | Quarterly |
| Business Savings | $100.00 | $0 | 0.050 % | 0.05 % | Quarterly |
| Organization or Association Savings | $100.00 | $0 | 0.050 % | 0.05 % | Quarterly |
| Personal Money Market | $100.00 | $0 | 0.099 % | 0.10 % | Monthly |
| Business Money Market | $100.00 | $0 | 0.099 % | 0.10 % | Monthly |
|
| * Rates subject to change without notice.
|
Interest
Bearing
Checking
|
| Type of Deposit | Minimum Amount to Open Account | Minimum Balance to Earn APY | Interest Rate % | Annual Percentage Yield % (APY) | Compounding Frequency |
| Interest Checking . | $100.00 | none | 0.050 % | 0.05 % | Monthly |
| Classic Club | $100.00 | none | 0.050 % | 0.05 % | Monthly |
| Money Market | $100.00 | $0 | 0.099 % | 0.10 % | Monthly |
|
| * Rates subject to change without notice.
|
Certificates
of
Deposit
|
| Term of Deposit | Minimum Amount to Open Account | Maturity | Interest Rate % | Annual Percentage Yield % (APY) | Compounding Frequency |
| 6 Month Certificate | $1,000.00 | 6 Month | 0.089 % | 0.09 % | Quarterly |
| 12 Month Certificate | $1,000.00 | 12 Month | 0.249 % | 0.25 % | Quarterly |
| 18 Month Certificate | $1,000.00 | 18 Month | 0.349 % | 0.35 % | Quarterly |
| 24 Month Certificate | $1,000.00 | 24 Month | 0.747 % | 0.75 % | Quarterly |
| 30 Month Certificate | $1,000.00 | 30 Month | 0.747 % | 0.75 % | Quarterly |
| 36 Month Certificate | $1,000.00 | 36 Month | 0.996 % | 1.00 % | Quarterly |
| 48 Month Certificate | $1,000.00 | 48 Month | 1.194 % | 1.20 % | Quarterly |
| 60 Month Certificate | $1,000.00 | 60 Month | 1.491 % | 1.50 % | Quarterly |
|
| IRA Certificates must be for 12 months or more
|
|
|
APY: Annual Percentage Yield.
Some accounts
have minimum balance requirements to avoid fees, fees may reduce earning.
Request further information by calling 314-317-6900.
Rates
effective: 05/05/2010
Substantial penalty for early withdrawal may
apply.
|